Before committing, learn and understand:
We help new buyers and experienced stackers understand and evaluate precious metals, premiums, purchase costs, and dealer options
FAQs, information, and terminology for new precious metals buyers
Observed premium tracking for popular gold and silver coins
Purchase cost tables, charts, and comparative analysis
Precious metals performance tables and graphs
Considerations when evaluating
Curated headlines impacting precious metals
Gold and silver are often considered by investors seeking to preserve purchasing power during periods of inflation. See how physical gold and silver have compared with U.S. consumer inflation over the past 3 and 5 years:
Spot price performance compared with U.S. consumer inflation over the trailing 3- and 5-year periods
| Change Over Period | 3Y | 5Y |
|---|---|---|
| Inflation (CPI-U) | … | … |
| Gold | … | … |
| Silver | … | … |
Sources: metals spot prices via Metals-API; CPI-U inflation via U.S. Bureau of Labor Statistics. Past performance is not a guarantee of future results.
Understanding Bullion Pricing
Spot price is the current wholesale market price at which a commodity can be bought or sold for immediate delivery. For precious metals such as gold and silver, the price displayed on commodities tickers is the spot price.
Spot price does not equal acquisition cost for buyers. The final acquisition cost reflects other key factors, including:
Dealer markup above spot; varies by product, weight, and payment method
Fine metal content measured in troy ounces
ACH or bank wire typically costs less than credit card
Charges and delivery speeds may vary by dealer
Out-of-stock items may result in delayed fulfillment
Dealer trust, storage options, and buyback policy matter
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